What is asset-based lending?
Asset-based lending provides a revolving facility governed by a borrowing base of eligible receivables, inventory, and sometimes equipment or real estate.
Who is it for?
Larger operating companies, turnarounds, and businesses with strong collateral but inconsistent reported earnings.
Benefits
- Higher availability than cash-flow lending
- Grows with the borrowing base
- Works through turnaround periods
- Covenant structures tied to collateral
Typical uses
- Rapid growth funding
- Restructuring
- Acquisition support
- Seasonal working capital
How BusinessFund.VIP helps
We qualify collateral early so partners know quickly whether an asset-based structure is realistic for the file.
BusinessFund.VIP is not a bank. Funding may be provided directly by BusinessFund.VIP where applicable or through participating funding providers depending on the financing program, underwriting, and eligibility. Approval, rates, terms, and funding decisions are subject to underwriting and applicable program requirements.