What is revenue-based financing?
Revenue-based financing provides a business with capital that is repaid through an agreed percentage of future revenue or a remittance schedule tied to sales performance. Repayment flexes with business activity instead of following a rigid loan amortization schedule.
Who is it for?
Established businesses with consistent deposit history that need speed and flexibility, including seasonal operations and businesses that do not fit conventional bank underwriting.
Benefits
- Faster underwriting than conventional bank financing
- Repayment that reflects revenue performance
- Credit profiles outside bank criteria are often considered
- Minimal documentation compared to traditional loans
Typical uses
- Inventory purchases
- Payroll and operating gaps
- Marketing expansion
- Emergency repairs
How BusinessFund.VIP helps
We review the file, identify the funding structures most likely to approve, and return options to the submitting partner—typically within one business day.
BusinessFund.VIP is not a bank. Funding may be provided directly by BusinessFund.VIP where applicable or through participating funding providers depending on the financing program, underwriting, and eligibility. Approval, rates, terms, and funding decisions are subject to underwriting and applicable program requirements.