What is equipment financing?
Equipment financing funds the purchase or lease of business equipment using the asset as primary collateral. Structures include capital leases, $1 buyouts, FMV leases, and equipment loans.
Who is it for?
Construction, transportation, medical, manufacturing, restaurant, and service businesses acquiring revenue-producing assets—including vendors financing their own customers.
Benefits
- Preserves cash and existing credit lines
- Collateral-supported approvals
- New and used equipment programs
- Potential tax advantages (consult a tax professional)
Typical uses
- Fleet additions
- Production machinery
- Medical and dental equipment
- Kitchen and POS systems
How BusinessFund.VIP helps
We work with equipment vendors and brokers to place transactions across A through C credit tiers and keep the vendor relationship intact.
BusinessFund.VIP is not a bank. Funding may be provided directly by BusinessFund.VIP where applicable or through participating funding providers depending on the financing program, underwriting, and eligibility. Approval, rates, terms, and funding decisions are subject to underwriting and applicable program requirements.