What is working capital?
Working capital financing funds day-to-day operations—payroll, rent, inventory, and receivable gaps—through short- and medium-term structures matched to the business's cash conversion cycle.
Who is it for?
Operating businesses with revenue history that need liquidity between receivable cycles or to support a growth push.
Benefits
- Multiple structures reviewed against one submission
- Terms matched to the cash cycle
- Preserves owner equity
- Faster than most conventional processes
Typical uses
- Payroll coverage
- Seasonal build-up
- Vendor discounts
- New location openings
How BusinessFund.VIP helps
We compare structures across our network so the partner can present the business with the strongest realistic option instead of a single quote.
BusinessFund.VIP is not a bank. Funding may be provided directly by BusinessFund.VIP where applicable or through participating funding providers depending on the financing program, underwriting, and eligibility. Approval, rates, terms, and funding decisions are subject to underwriting and applicable program requirements.