How does equipment financing work for business buyers?
Equipment financing funds the purchase or lease of business equipment using the asset as primary collateral. Common structures include equipment loans, $1 buyout leases, and fair market value leases, with programs available across A through C credit tiers for both new and used equipment.
Match the structure to the asset life
Term should not outlast the productive life of the equipment. Long terms on short-lived assets create refinance problems.
Vendor programs
Vendors who offer financing at the point of sale close larger transactions. We support vendor programs while keeping the customer relationship with the vendor.
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